Industrial Engineering | |||||
Bachelor | TR-NQF-HE: Level 6 | QF-EHEA: First Cycle | EQF-LLL: Level 6 |
Course Code: | BNKS310 | ||||||||
Course Name: | Credit Management and Analysis | ||||||||
Course Semester: | Fall | ||||||||
Course Credits: |
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Language of instruction: | TR | ||||||||
Course Requisites: | |||||||||
Does the Course Require Work Experience?: | No | ||||||||
Type of course: | Compulsory | ||||||||
Course Level: |
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Mode of Delivery: | Face to face | ||||||||
Course Coordinator : | Dr.Öğr.Üyesi TURGAY MÜNYAS | ||||||||
Course Lecturer(s): |
Assoc. Prof. BÜLENT GÜNCELER |
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Course Assistants: |
Course Objectives: | The aim of this course is to enable students to understand the following concepts: definition and scope of bank loans; policies and principles of lending; lending process and organization; credit types and classification criteria; cash loans; non-cash loans; external credits; personal credit; qualitative valuations on loans; quantitative evaluations on loans; problematic loans; monitoring of credits and credit efficiency; alternatives to bank loans. |
Course Content: | Definition and scope of bank loans; policies and principles of lending; lending process and organization; credit types and classification criteria; cash loans; non-cash loans; external credits; personal credit; qualitative valuations on loans; quantitative evaluations on loans; problematic loans; monitoring of credits and credit efficiency; Bank credits. |
The students who have succeeded in this course;
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Week | Subject | Related Preparation |
1) | The definition and objectives of financial analysis, and the explanation of the financial statements and their types used in the financial analysis process. • Defining financial analysis. • Types of financial analysis and disclosure according to their objectives. • Disclosure of the types of financial statements used in the financial analysis process. • Disclosure of the effects of the income statement on the balance sheet equation. • Explaining the properties of cost of sales, profit distribution and cash flow statements. • Explanation of what is desired to be done by financial analysis. • To explain who is done according to the purpose of the financial analysis. • Describing the balance sheet and explaining its features. • Defining the Income Statement and explaining the characteristics of its structure. • Explanation of the purpose of arranging the cost of sales table. • Explanation of the purpose of drawing up the profit distribution table. • Explanation of the purpose of preparing the cash flow statemen | NONE |
2) | In the context of making financial statements available for analysis, disclosure of the principles regarding the transfer, purification processes and preparation of consolidated financial statements in the balance sheet and income statements. • Examination of the exchange rate risk that may occur in some accounts in assets and liabilities. • Explanation of the principles regarding the distribution of profit seen in the income statement. • Explanation of the transfer and purification processes and reasons to be made on the balance sheet and income statement. • Explanation of the principles for consolidating the balance sheets of companies forming a group. • Explanation of the principles for consolidating the income statements of group-forming companies. • Examination of balance sheet accounts. • Evaluation of exchange rate risk from different perspectives. • Defining the transfer and purification processes required to be performed in active accounts. • Identification of transfer and purification processes to be performed in passive accounts. • Defining the purification processes required to be performed in active and passive accounts in consolidating the balance sheets of group companies. • Defining the purification processes required to be made in the income and expense accounts in consolidating the income statements of the group companies. | 1 and 2. To be prepared to read the topics and discuss them in the lesson. |
3) | Explanation of the principles regarding the calculations made within the scope of the vertical analysis method, which is one of the financial analysis methods used in the analysis of the financial statements, and defining the properties for the evaluation of the financial statements. • Explanation of the principles regarding the calculations made according to the vertical analysis method. • Defining the features of the vertical analysis method. • Explanation of the purposes of using vertical analysis method for the accounts in the asset. • Explanation of the purposes of using vertical analysis method for the accounts in the passive. • Explanation of the purposes of using vertical analysis method for the accounts in the income statement. • Explanation of the vertical analysis method for the formation of the balance sheet structure. • Explanation of the vertical analysis method for the formation of the Income Statement structure. • Calculating vertical percentages on balance sheet accounts. • Calculating vertical percentages on Income Statement calculations. • Evaluation of financial statements by vertical analysis method | . be prepared to read the subject and discuss it in the lesson. |
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Course Notes / Textbooks: | Mali Tablolar Analizi Dr. Öztin Akgüç 2013 İstanbul | 15. Baskı ISBN: 978-975-6759-11-0 |
References: | Kredi Taleplerinin Değerlendirilmesi Dr. Öztin Akgüç 2011 İstanbul | 9. Baskı ISBN: 978-975-6759-12-7 |
Learning Outcomes | 1 |
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Program Outcomes | ||||||||||
1) Adequate knowledge in mathematics, science and engineering subjects pertaining to the relevant discipline; ability to use theoretical and applied information in these areas to model and solve engineering problems. | ||||||||||
2) Ability to identify, formulate, and solve complex engineering problems; ability to select and apply proper analysis and modelling methods for this purpose. | ||||||||||
3) Ability to design a complex system, process, device or product under realistic constraints and conditions, in such a way so as to meet the desired result; ability to apply modern design methods for this purpose. (Realistic constraints and conditions may include factors such as economic and environmental issues, sustainability, manufacturability, ethics, health, safety issues, and social and political issues according to the nature of the design.) | ||||||||||
4) Ability to devise, select, and use modern techniques and tools needed for engineering practice; ability to employ information technologies effectively. | ||||||||||
5) Ability to design and conduct experiments, gather data, analyse and interpret results for investigating engineering problems. | ||||||||||
6) Ability to work efficiently in intra-disciplinary and multi-disciplinary teams; ability to work individually. | ||||||||||
7) Ability to communicate effectively i Turkish, both orally and in writing; knowledge of a minimum of one foreign language. | ||||||||||
8) Recognition of the need for lifelong learning; ability to access information, to follow developments in science and technology, and to continue to educate him/herself. | ||||||||||
9) Awareness of professional and ethical responsibility. | ||||||||||
10) Information about business life practices such as project management, risk management, and change management; awareness of entrepreneurship, innovation, and sustainable development. | ||||||||||
11) Knowledge about contemporary issues and the global and societal effects of engineering practices on health, environment, and safety; awareness of the legal consequences of engineering solutions. |
No Effect | 1 Lowest | 2 Low | 3 Average | 4 High | 5 Highest |
Program Outcomes | Level of Contribution | |
1) | Adequate knowledge in mathematics, science and engineering subjects pertaining to the relevant discipline; ability to use theoretical and applied information in these areas to model and solve engineering problems. | |
2) | Ability to identify, formulate, and solve complex engineering problems; ability to select and apply proper analysis and modelling methods for this purpose. | |
3) | Ability to design a complex system, process, device or product under realistic constraints and conditions, in such a way so as to meet the desired result; ability to apply modern design methods for this purpose. (Realistic constraints and conditions may include factors such as economic and environmental issues, sustainability, manufacturability, ethics, health, safety issues, and social and political issues according to the nature of the design.) | |
4) | Ability to devise, select, and use modern techniques and tools needed for engineering practice; ability to employ information technologies effectively. | |
5) | Ability to design and conduct experiments, gather data, analyse and interpret results for investigating engineering problems. | |
6) | Ability to work efficiently in intra-disciplinary and multi-disciplinary teams; ability to work individually. | |
7) | Ability to communicate effectively i Turkish, both orally and in writing; knowledge of a minimum of one foreign language. | |
8) | Recognition of the need for lifelong learning; ability to access information, to follow developments in science and technology, and to continue to educate him/herself. | |
9) | Awareness of professional and ethical responsibility. | |
10) | Information about business life practices such as project management, risk management, and change management; awareness of entrepreneurship, innovation, and sustainable development. | |
11) | Knowledge about contemporary issues and the global and societal effects of engineering practices on health, environment, and safety; awareness of the legal consequences of engineering solutions. |
Field Study | |
Lesson |
Written Exam (Open-ended questions, multiple choice, true-false, matching, fill in the blanks, sequencing) | |
Oral Examination |
Semester Requirements | Number of Activities | Level of Contribution |
Midterms | 1 | % 40 |
Final | 1 | % 60 |
total | % 100 | |
PERCENTAGE OF SEMESTER WORK | % 40 | |
PERCENTAGE OF FINAL WORK | % 60 | |
total | % 100 |
Activities | Number of Activities | Workload |
Course Hours | 16 | 48 |
Study Hours Out of Class | 16 | 48 |
Project | 1 | 12 |
Homework Assignments | 4 | 12 |
Quizzes | 4 | 8 |
Midterms | 1 | 15 |
Final | 1 | 22 |
Total Workload | 165 |