Week |
Subject |
Related Preparation |
1) |
• Introduce the course to the students
• Describe the environment of the subject
• List the topics for the whole lecture
• Describe various types of bank management techniques
• Clarify the roles of bank management
• Syllabus
• Discuss Course Outline,
• Give the key points for mid-term presentations
• Explain the power of banking law
• Brief about the functions of Corporate Governance
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2) |
• Definitions of Functions in a bank
• Explain the Role of Board and directors
• Compare the differences of Powers of General Assembly vs to Board of Directors
• Explain the responsibilities of Senior Management
• Fields of Activity
• Introduction to Banking Law
• Articles 3, 4 and 22 - 28
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Review the Syllabus in detail
Homework: assigned reading for purpose, functions and corporate governance section of banking law for next class session
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3) |
• Understanding Corporate Governence
• Discussion on qualifications of :
• Board of Directors,
• CEO,
• Deputy CEO and
• Audit Committee
• Discussion on structure of various commercial banks
• In perspective of Corporate Governence ( Akbank, İş Bankası, HSBC )
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Homework: Refresh the information for reading Corporate Governence of a bank for next class session
Study the formation and responsibilities of Audit Committee |
4) |
• Bank Organization Chart
• Identify the components of a bank’s organization chart and describe their functions in banking
• Explain Code of Ethics for bankers
• Functional job descriptions
- CEO
- Deputy General Manager
- Group Heads, Department Managers
- Lower Titles
- Head office Organization Chart
- Branch Network Organization
- Ethical hierarchy in organizational structure
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Homework: assigned reading for next class session ( Code of Ethics for Bankers ) |
5) |
• Describe the Financial Aspects of Bank Management
• Basics of CAMELS approach - I
- Capital Requirement
- Asset Quality
- Management
- Earnings Ratio
- Liquidity
• Management of Own Funds and Capital
• Need for Capital Adequacy
• Calculation of Capital Adequacy
• Factors effecting Capital Adequacy Ratio
• Where to focus for adequate capital base
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Homework: assigned topics for Student Presentations at weeks 12-13-14 |
6) |
• Describe the Financial Aspects of Bank Management
• Basics of CAMELS approach - II
• Management of Assets and Asset Quality Considerations
• How to create good quality assets
• Ways to improve asset quality
• Securitization of Assets
• Liquidation of Assets
• Types of loans and loan type exposures
• Loan Process Discussions
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Homework: assigned reading for next class session
( Managing Asset Quality of a bank )
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7) |
• Basics of CAMELS approach – III ( Management )
• Describe the Important Aspects of Management
• Regulatory Requirements for Management,
• Job Descriptions
• Management Declarations
• Authorized Signature List of a bank
• Management Committes in a bank
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Homework: assigned reading for next class session
( Management )
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8) |
• Describe the Financial Aspects of Bank Management
• Basics of CAMELS approach – IV ( Earnings Ratio )
• Where do banks generate profits
• The interest income process
• ROA , ROE concepts
• Managing Revenues of a bank
• Review of Expenses at a bank
• Analysis of Revenue Generation
• Analysis of Profitability
• Key Ratios for performance analysis
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Homework: assigned reading for next class session
( Earnings Ratio )
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9) |
• Describe the Financial Aspects of Bank Management
• Basics of CAMELS approach – V ( Liquidity )
• Liquidity Management of a Bank
• Cash flow Table
• Break up assets and liabilities according to maturity brackets
• Maximum cash outflow analysis
• Scenario Analysis for maximum cash outflow
• Identifying good quality liquid assets
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Homework: assigned reading for next class session ( Liquidity ) |
10) |
• Describe the Financial Aspects of Bank Management
• Basics of CAMELS approach – VI ( Sensitivity )
• Sensitivity Analysis of a bank during bank management
• Stress Testing for Interest Rate Fluctuations
• Stress testing for Foreign Exchange Rate fluctuations
• Analysis of FX Position
• Hedging strategy of Position
• Explaning Hedge instruments in Financial Markets
• Forwards
• Futures
• Options
• Swaps
• Structured Derivatives
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Homework: assigned reading for next class session ( Sensitivity ) |
11) |
• Describe the ways to manage other risks in bank management
• Regulatory base for risk managing
• Market Risks,
• Operational Risks
• Credit Risk
• The role of ethical standards in operational risk
• Managing Market Risks,
• Identifying the items which may come across with market risk
• Detailed analysis of Market risk forms
• Credit Risk
• Regulations for Credit Risk Management
• Provisioning and Monitoring Credits
• Operational Risks
• Ethical standards
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Homework: assigned reading for next class session
( Risk Calculation section of Capital adequacy Regulation of Bank Regulation and Supervision Agency )
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12) |
• Student Presentations - I
• Setting up their own bank
Class Presentation
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Homework: assigned reading for next class session |
13) |
• Student Presentations - II
• Setting up their own bank
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None |
14) |
• Student Presentations - III
• Setting up their own bank
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None |
15) |
• Evaluate students by a final exam
• Assess their understanding level from chapters studied throughout the semester
• Assessment if they learned articles of Banking Law
• Assessment of their understanding about Bank Management Rules
• Assessment if they learned about risks in banking
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None |
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Program Outcomes |
Level of Contribution |
1) |
Adequate knowledge in mathematics, science and engineering subjects pertaining to the relevant discipline; ability to use theoretical and applied information in these areas to model and solve engineering problems. |
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2) |
Ability to identify, formulate, and solve complex engineering problems; ability to select and apply proper analysis and modelling methods for this purpose. |
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3) |
Ability to design a complex system, process, device or product under realistic constraints and conditions, in such a way so as to meet the desired result; ability to apply modern design methods for this purpose. (Realistic constraints and conditions may include factors such as economic and environmental issues, sustainability, manufacturability, ethics, health, safety issues, and social and political issues according to the nature of the design.) |
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4) |
Ability to devise, select, and use modern techniques and tools needed for engineering practice; ability to employ information technologies effectively. |
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5) |
Ability to design and conduct experiments, gather data, analyse and interpret results for investigating engineering problems. |
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6) |
Ability to work efficiently in intra-disciplinary and multi-disciplinary teams; ability to work individually. |
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7) |
Ability to communicate effectively i Turkish, both orally and in writing; knowledge of a minimum of one foreign language. |
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8) |
Recognition of the need for lifelong learning; ability to access information, to follow developments in science and technology, and to continue to educate him/herself. |
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9) |
Awareness of professional and ethical responsibility. |
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10) |
Information about business life practices such as project management, risk management, and change management; awareness of entrepreneurship, innovation, and sustainable development. |
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11) |
Knowledge about contemporary issues and the global and societal effects of engineering practices on health, environment, and safety; awareness of the legal consequences of engineering solutions. |
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