Week |
Subject |
Related Preparation |
1) |
• Introduce the course to the students
• Describe the environment of the subject
• List the topics for the whole lecture
• Describe various types of bank management techniques
• Clarify the roles of bank management
• Syllabus
• Discuss Course Outline,
• Give the key points for mid-term presentations
• Explain the power of banking law
• Brief about the functions of Corporate Governance
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2) |
• Definitions of Functions in a bank
• Explain the Role of Board and directors
• Compare the differences of Powers of General Assembly vs to Board of Directors
• Explain the responsibilities of Senior Management
• Fields of Activity
• Introduction to Banking Law
• Articles 3, 4 and 22 - 28
|
Review the Syllabus in detail
Homework: assigned reading for purpose, functions and corporate governance section of banking law for next class session
|
3) |
• Understanding Corporate Governence
• Discussion on qualifications of :
• Board of Directors,
• CEO,
• Deputy CEO and
• Audit Committee
• Discussion on structure of various commercial banks
• In perspective of Corporate Governence ( Akbank, İş Bankası, HSBC )
|
Homework: Refresh the information for reading Corporate Governence of a bank for next class session
Study the formation and responsibilities of Audit Committee |
4) |
• Bank Organization Chart
• Identify the components of a bank’s organization chart and describe their functions in banking
• Explain Code of Ethics for bankers
• Functional job descriptions
- CEO
- Deputy General Manager
- Group Heads, Department Managers
- Lower Titles
- Head office Organization Chart
- Branch Network Organization
- Ethical hierarchy in organizational structure
|
Homework: assigned reading for next class session ( Code of Ethics for Bankers ) |
5) |
• Describe the Financial Aspects of Bank Management
• Basics of CAMELS approach - I
- Capital Requirement
- Asset Quality
- Management
- Earnings Ratio
- Liquidity
• Management of Own Funds and Capital
• Need for Capital Adequacy
• Calculation of Capital Adequacy
• Factors effecting Capital Adequacy Ratio
• Where to focus for adequate capital base
|
Homework: assigned topics for Student Presentations at weeks 12-13-14 |
6) |
• Describe the Financial Aspects of Bank Management
• Basics of CAMELS approach - II
• Management of Assets and Asset Quality Considerations
• How to create good quality assets
• Ways to improve asset quality
• Securitization of Assets
• Liquidation of Assets
• Types of loans and loan type exposures
• Loan Process Discussions
|
Homework: assigned reading for next class session
( Managing Asset Quality of a bank )
|
7) |
• Basics of CAMELS approach – III ( Management )
• Describe the Important Aspects of Management
• Regulatory Requirements for Management,
• Job Descriptions
• Management Declarations
• Authorized Signature List of a bank
• Management Committes in a bank
|
Homework: assigned reading for next class session
( Management )
|
8) |
• Describe the Financial Aspects of Bank Management
• Basics of CAMELS approach – IV ( Earnings Ratio )
• Where do banks generate profits
• The interest income process
• ROA , ROE concepts
• Managing Revenues of a bank
• Review of Expenses at a bank
• Analysis of Revenue Generation
• Analysis of Profitability
• Key Ratios for performance analysis
|
Homework: assigned reading for next class session
( Earnings Ratio )
|
9) |
• Describe the Financial Aspects of Bank Management
• Basics of CAMELS approach – V ( Liquidity )
• Liquidity Management of a Bank
• Cash flow Table
• Break up assets and liabilities according to maturity brackets
• Maximum cash outflow analysis
• Scenario Analysis for maximum cash outflow
• Identifying good quality liquid assets
|
Homework: assigned reading for next class session ( Liquidity ) |
10) |
• Describe the Financial Aspects of Bank Management
• Basics of CAMELS approach – VI ( Sensitivity )
• Sensitivity Analysis of a bank during bank management
• Stress Testing for Interest Rate Fluctuations
• Stress testing for Foreign Exchange Rate fluctuations
• Analysis of FX Position
• Hedging strategy of Position
• Explaning Hedge instruments in Financial Markets
• Forwards
• Futures
• Options
• Swaps
• Structured Derivatives
|
Homework: assigned reading for next class session ( Sensitivity ) |
11) |
• Describe the ways to manage other risks in bank management
• Regulatory base for risk managing
• Market Risks,
• Operational Risks
• Credit Risk
• The role of ethical standards in operational risk
• Managing Market Risks,
• Identifying the items which may come across with market risk
• Detailed analysis of Market risk forms
• Credit Risk
• Regulations for Credit Risk Management
• Provisioning and Monitoring Credits
• Operational Risks
• Ethical standards
|
Homework: assigned reading for next class session
( Risk Calculation section of Capital adequacy Regulation of Bank Regulation and Supervision Agency )
|
12) |
• Student Presentations - I
• Setting up their own bank
Class Presentation
|
Homework: assigned reading for next class session |
13) |
• Student Presentations - II
• Setting up their own bank
|
None |
14) |
• Student Presentations - III
• Setting up their own bank
|
None |
15) |
• Evaluate students by a final exam
• Assess their understanding level from chapters studied throughout the semester
• Assessment if they learned articles of Banking Law
• Assessment of their understanding about Bank Management Rules
• Assessment if they learned about risks in banking
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None |
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Program Outcomes |
Level of Contribution |
1) |
Explain the advances in the area of economics and finance within the framework of scientific methodology, theories and models. |
4 |
2) |
Employ the appropriate tools and analytical techniques to collect and analyze quantitative and qualitative data in the related areas, interpret results and propose solutions. |
5 |
3) |
Explain the evolution of financial markets and institutions in a historical context and define how they operate. |
5 |
4) |
Recognise the basic principles and regulations in the financial sector. |
5 |
5) |
Discover and create entrepreneurial opportunities to successfully establish and develop their own ventures. |
3 |
6) |
Recognise, interpret and discuss the current economic issues both at the national and global levels. |
3 |
7) |
Have the English proficiency in following and interpreting the developments in the areas of economics and finance and in conducting written and oral communication. |
3 |
8) |
Express the role of international capital markets in the global economy; accordingly define the concept of risk in terms of measurement and management. |
5 |
9) |
Identify standards of personal, professional, social and business ethics, evaluate the ethical implications of various practices in the related areas, and be aware the importance of ethical behavior in adding value to the society. |
5 |