International Finance
Bachelor	TR-NQF-HE: Level 6	QF-EHEA: First Cycle	EQF-LLL: Level 6

General course introduction information

Course Code:

BNKS310

Course Name:

Credit Management and Analysis

Course Semester:

Fall

Course Credits:

Theoretical	Practical	Credit	ECTS
3	0	3	6

Language of instruction:

Course Requisites:

Does the Course Require Work Experience?:

Type of course:

Department Elective

Course Level:

Bachelor

TR-NQF-HE:6. Master`s Degree

QF-EHEA:First Cycle

EQF-LLL:6. Master`s Degree

Mode of Delivery:

Face to face

Course Coordinator :

Dr.Öğr.Üyesi TURGAY MÜNYAS

Course Lecturer(s):

Assoc. Prof. BÜLENT GÜNCELER

Course Assistants:

Course Objective and Content

Course Objectives:

The aim of this course is to enable students to understand the following concepts: definition and scope of bank loans; policies and principles of lending; lending process and organization; credit types and classification criteria; cash loans; non-cash loans; external credits; personal credit; qualitative valuations on loans; quantitative evaluations on loans; problematic loans; monitoring of credits and credit efficiency; alternatives to bank loans.

Course Content:

Definition and scope of bank loans; policies and principles of lending; lending process and organization; credit types and classification criteria; cash loans; non-cash loans; external credits; personal credit; qualitative valuations on loans; quantitative evaluations on loans; problematic loans; monitoring of credits and credit efficiency; Bank credits.

Learning Outcomes

The students who have succeeded in this course;

Learning Outcomes

1 - Knowledge
Theoretical - Conceptual
1) • Define the financial analysis and explain the types according to the purposes of the analysis.
2) List the characteristics of the financial statements used in the financial analysis process.
2 - Skills
Cognitive - Practical
3 - Competences
Communication and Social Competence
Learning Competence
Field Specific Competence
Competence to Work Independently and Take Responsibility

Lesson Plan

Week	Subject	Related Preparation
1)	The definition and objectives of financial analysis, and the explanation of the financial statements and their types used in the financial analysis process. • Defining financial analysis. • Types of financial analysis and disclosure according to their objectives. • Disclosure of the types of financial statements used in the financial analysis process. • Disclosure of the effects of the income statement on the balance sheet equation. • Explaining the properties of cost of sales, profit distribution and cash flow statements. • Explanation of what is desired to be done by financial analysis. • To explain who is done according to the purpose of the financial analysis. • Describing the balance sheet and explaining its features. • Defining the Income Statement and explaining the characteristics of its structure. • Explanation of the purpose of arranging the cost of sales table. • Explanation of the purpose of drawing up the profit distribution table. • Explanation of the purpose of preparing the cash flow statemen	NONE
2)	In the context of making financial statements available for analysis, disclosure of the principles regarding the transfer, purification processes and preparation of consolidated financial statements in the balance sheet and income statements. • Examination of the exchange rate risk that may occur in some accounts in assets and liabilities. • Explanation of the principles regarding the distribution of profit seen in the income statement. • Explanation of the transfer and purification processes and reasons to be made on the balance sheet and income statement. • Explanation of the principles for consolidating the balance sheets of companies forming a group. • Explanation of the principles for consolidating the income statements of group-forming companies. • Examination of balance sheet accounts. • Evaluation of exchange rate risk from different perspectives. • Defining the transfer and purification processes required to be performed in active accounts. • Identification of transfer and purification processes to be performed in passive accounts. • Defining the purification processes required to be performed in active and passive accounts in consolidating the balance sheets of group companies. • Defining the purification processes required to be made in the income and expense accounts in consolidating the income statements of the group companies.	1 and 2. To be prepared to read the topics and discuss them in the lesson.
3)	Explanation of the principles regarding the calculations made within the scope of the vertical analysis method, which is one of the financial analysis methods used in the analysis of the financial statements, and defining the properties for the evaluation of the financial statements. • Explanation of the principles regarding the calculations made according to the vertical analysis method. • Defining the features of the vertical analysis method. • Explanation of the purposes of using vertical analysis method for the accounts in the asset. • Explanation of the purposes of using vertical analysis method for the accounts in the passive. • Explanation of the purposes of using vertical analysis method for the accounts in the income statement. • Explanation of the vertical analysis method for the formation of the balance sheet structure. • Explanation of the vertical analysis method for the formation of the Income Statement structure. • Calculating vertical percentages on balance sheet accounts. • Calculating vertical percentages on Income Statement calculations. • Evaluation of financial statements by vertical analysis method	. be prepared to read the subject and discuss it in the lesson.
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Sources

Course Notes / Textbooks:	Mali Tablolar Analizi Dr. Öztin Akgüç 2013 İstanbul \| 15. Baskı ISBN: 978-975-6759-11-0
References:	Kredi Taleplerinin Değerlendirilmesi Dr. Öztin Akgüç 2011 İstanbul \| 9. Baskı ISBN: 978-975-6759-12-7

Course-Program Learning Outcome Relationship

Learning Outcomes	1	2
Program Outcomes
1) Explain the essential body of knowledge in the area of banking and insurance, including evolution of the discipline, the state-of-the-art concepts, scientific methodology, theories and models.
1) -explain the essential body of knowledge in the area of banking and insurance, including evolution of the discipline, the state-of-the-art concepts, scientific methodology, theories and models.
2)  employ the appropriate tools and analytical techniques to collect and analyze quantitative and qualitative data in the related areas, interpret results and propose solutions.
2) Employ the appropriate tools and analytical techniques to collect and analyze quantitative and qualitative data in the related areas, interpret results and propose solutions.
3)  recognize and assess legal environment in banking and insurance industries
3) Recognize and assess legal environment in banking and insurance industries.
4) Explain ongoing operational and managerial methods in banking and insurance industries.
4)  explain ongoing operational and managerial methods in banking and insurance industries.
5) Discover and create entrepreneurial opportunities and expertise to successfully establish and develop their own ventures.
5)  discover and create entrepreneurial opportunities and expertise to successfully establish and develop their own ventures.
6)  develop the capacity to assess current global economic issues.
6) Develop the capacity to assess current global economic issues.
7)  express he role of international capital markets in the global economy; accordingly define the concept of risk in terms of measurement and management.
7) Translate and explain the content of the documents written in English related to the field .
8)  translate and explain the content of the documents written in English related to the field .
8) Express he role of international capital markets in the global economy; accordingly define the concept of risk in terms of measurement and management.
9) Identify standards of personal, professional, social and business ethics, evaluate the ethical implications of various practices in the related areas, and be aware the importance of ethical behavior in adding value to the society.
9)  identify standards of personal, professional, social and business ethics, evaluate the ethical implications of various practices in the related areas, and be aware the importance of ethical behavior in adding value to the society.

Course - Learning Outcome Relationship

No Effect	1 Lowest	2 Low	3 Average	4 High	5 Highest

	Program Outcomes	Level of Contribution
1)	Explain the essential body of knowledge in the area of banking and insurance, including evolution of the discipline, the state-of-the-art concepts, scientific methodology, theories and models.	2
1)	-explain the essential body of knowledge in the area of banking and insurance, including evolution of the discipline, the state-of-the-art concepts, scientific methodology, theories and models.
2)	 employ the appropriate tools and analytical techniques to collect and analyze quantitative and qualitative data in the related areas, interpret results and propose solutions.
2)	Employ the appropriate tools and analytical techniques to collect and analyze quantitative and qualitative data in the related areas, interpret results and propose solutions.	2
3)	 recognize and assess legal environment in banking and insurance industries
3)	Recognize and assess legal environment in banking and insurance industries.
4)	Explain ongoing operational and managerial methods in banking and insurance industries.
4)	 explain ongoing operational and managerial methods in banking and insurance industries.
5)	Discover and create entrepreneurial opportunities and expertise to successfully establish and develop their own ventures.
5)	 discover and create entrepreneurial opportunities and expertise to successfully establish and develop their own ventures.
6)	 develop the capacity to assess current global economic issues.
6)	Develop the capacity to assess current global economic issues.	3
7)	 express he role of international capital markets in the global economy; accordingly define the concept of risk in terms of measurement and management.
7)	Translate and explain the content of the documents written in English related to the field .
8)	 translate and explain the content of the documents written in English related to the field .
8)	Express he role of international capital markets in the global economy; accordingly define the concept of risk in terms of measurement and management.	5
9)	Identify standards of personal, professional, social and business ethics, evaluate the ethical implications of various practices in the related areas, and be aware the importance of ethical behavior in adding value to the society.
9)	 identify standards of personal, professional, social and business ethics, evaluate the ethical implications of various practices in the related areas, and be aware the importance of ethical behavior in adding value to the society.

Learning Activity and Teaching Methods

Field Study
Lesson

Assessment & Grading Methods and Criteria

Written Exam (Open-ended questions, multiple choice, true-false, matching, fill in the blanks, sequencing)
Oral Examination

Assessment & Grading

Semester Requirements	Number of Activities	Level of Contribution
Midterms	1	% 40
Final	1	% 60
total		% 100
PERCENTAGE OF SEMESTER WORK		% 40
PERCENTAGE OF FINAL WORK		% 60
total		% 100

Workload and ECTS Credit Grading

Activities	Number of Activities	Workload
Course Hours	16	48
Study Hours Out of Class	16	48
Project	1	12
Homework Assignments	4	12
Quizzes	4	8
Midterms	1	15
Final	1	22
Total Workload		165