Master of Business Administration (English) non-thesis | |||||
Master | TR-NQF-HE: Level 7 | QF-EHEA: Second Cycle | EQF-LLL: Level 7 |
Course Code: | EMBA549 | ||||||||
Course Name: | Banking Operations & Services | ||||||||
Course Semester: |
Spring Fall |
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Course Credits: |
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Language of instruction: | |||||||||
Course Requisites: | |||||||||
Does the Course Require Work Experience?: | No | ||||||||
Type of course: | Department Elective | ||||||||
Course Level: |
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Mode of Delivery: | Face to face | ||||||||
Course Coordinator : | Assoc. Prof. BÜLENT GÜNCELER | ||||||||
Course Lecturer(s): | |||||||||
Course Assistants: |
Course Objectives: | The objective of this course is to introduce students with the concepts in applied structure such as banking system and commercial banks; regulators and organization structure in banks; basic bank operation terms; bank accounting structure; fields of activity in banking; correspondent banking; deposits; loans; funds transfers; check processing and clearing; funds management; FX transactions; capital market transactions; foreign trade operations; internet and mobile banking. |
Course Content: | • Definitions of Functions in a bank • Fields of Activity in a bank • Introduction to Banking Law • Purpose of Law • Definitions • Fields of Activity • Corporate Governance • Business Ethics in Banks’ Processing Environment Document analysis Chapter II - Functional Differences between departments & Ethical Rules Document – Banking Ethical Rules (published by Turkish Bankers Association ) Chapter III • Understanding functional differences between Operations, Marketing & Controls • Discussion on qualifications of Board of Directors, CEO and Deputy General Managers and segregation of duties in the bank. • General Information about Functional Structure of Commercial Banks • Marketing • Treasury • Operations • Risk Management • Audit • Support Units Chapter III Account Opening • Account Opening - I • Understanding types of accounts and operations of account opening • Account Opening Documentation • Loan Accounts • Bank & Cash Accounts • Securities • Deposit Accounts , • General Accounts for Accounting Purpose • Understanding types of accounts and operations of account opening • Demand Deposits, • Time Deposits, • Repo Accounts • Nostro Accounts and • Account Reconciliation Chapter IV - Loans • Loan Processing - I • Policies & Procedures of Loan Processing • Definition of Loans • Legal Framework • Individual Loans • SME Loans • Corporate Loans • Loan Processing - II • Policies & Procedures of Loan Processing • International Borrowings • Non-cash Loans • Guarantee Letters • Foreign Trade Loans Chapter V - Funds Transfer • Funds Transfers • How to effect operations of transfers • Description of Funds Transfers • AML (Anti-money Laundering) Issues , Suspicious Transactions and functions of MASAK organization in AML concerns. • Transfer Instructions • EFT System, • Central Bank Functions at EFT • SWIFT System • Checks and Collections • Clearing System Chapter VI - Card Operations • Basics of Credit Card Operations - I • Types and Legal Framework • Credit Card regulations • Types of Credit Cards • Limitations Chapter VI - Controls at Card Operations • Risks and Controls • Operational rules Chapter VII - Other Bank Operations and Banking Services • Operations of Other Banking Services - I • General Accounts, • Sundry Accounts, • Fixed Assets, • Accruals, • Provisions, • Equity and Capital Accounting • Profit & Loss Statement Operations • Definition of Profit & Loss • Interest Income Operations • Interest Expense Operations • Non- Interest Income Operations • Non-interest Expense Operations • Exchange Gains & Losses • Revaluation of FX Accounts Chapter VIII Financial Statements • Operations of Financial Statements • Legal Framework of Balance Sheet & Profit & Loss Statement • Accounting Standards and IFRS • Announcement of Financials and ethical standards to comply with • Analysis of Financial Tables by major ratios • Audit report Chapter IX Risk Management & Internal Systems • Risk Management in Banks & Wrap-up • Market Risk, • Liquidity Risk • Credit Risk, • Operational Risks • Regulatory Risks • Compliance |
The students who have succeeded in this course;
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Week | Subject | Related Preparation |
1) | Introduce the course to the students • Explain meaning of Bank Operations • Introduce universal banking products and services • Clarify difference between Operations and other units • Go over Syllabus • Discuss outline from major topics | Review the Syllabus |
1) | ||
2) | • Definitions of Functions in a bank • Fields of Activity in a bank • Introduction to Banking Law • Purpose of Law • Definitions • Fields of Activity • Corporate Governance • Business Ethics in Banks’ Processing Environment | assigned reading for next class session Chapter II - Functional Differences between departments Document – Banking Ethical Rules (published by Turkish Bankers Association ) |
3) | • Understanding functional differences between Operations, Marketing & Controls • Discussion on qualifications of Board of Directors, CEO and Deputy General Managers and segregation of duties in the bank. • Banking Ethical Rules Announced by Turkish Bankers Association • General Information about Functional Structure of Commercial Banks • Marketing • Treasury • Operations • Risk Management • Audit • Support Units | assigned reading for next class session Chapter III Account Opening |
4) | Account Opening - I • Understanding types of accounts and operations of account opening • Account Opening Documentation • Loan Accounts • Bank & Cash Accounts • Securities • Deposit Accounts , • General Accounts for Accounting Purpose | Will continue to Account Opening study the remaining items |
5) | • Account Opening - II • Understanding types of accounts and operations of account opening • Demand Deposits, • Time Deposits, • Repo Accounts • Nostro Accounts and • Account Reconciliation | assigned reading for next class session |
6) | • Loan Processing - I • Policies & Procedures of Loan Processing • Definition of Loans • Legal Framework • Individual Loans • SME Loans • Corporate Loans | assigned reading for next class session ( Other Loans ) |
7) | • Loan Processing - II • Policies & Procedures of Loan Processing • International Borrowings • Non-cash Loans • Guarantee Letters • Foreign Trade Loans | Homework: Study for Mid-term exam |
8) | • MID-TERM Exam | Study to next week session |
9) | • Funds Transfers • How to effect operations of transfers • Description of Funds Transfers • AML (Anti-money Laundering) Issues , Suspicious Transactions and functions of MASAK organization in AML concerns. • Transfer Instructions • EFT System, • Central Bank Functions at EFT • SWIFT System • Checks and Collections • Clearing System | assigned reading for next class session Credit Card Operations |
10) | • Basics of Credit Card Operations - I • Types and Legal Framework • Credit Card regulations • Types of Credit Cards • Limitations • Risks and Controls • Operational rules | assigned reading for next class session (General Accounts, Sundry Accounts, Provisions, Fixed Assets, Equity) |
11) | • Operations of Other Banking Services - I • General Accounts, • Sundry Accounts, • Fixed Assets, • Accruals, • Provisions, • Equity and Capital Accounting | assigned reading for next class session Profit & Loss Statement Operations |
12) | • Operations of Other Banking Services - II • Profit & Loss Statement Operations • Definition of Profit & Loss • Interest Income Operations • Interest Expense Operations • Non- Interest Income Operations • Non-interest Expense Operations • Exchange Gains & Losses • Revaluation of FX Accounts LEARNING ACTIVITIES Class Presentation Case studies OUT OF CLASS WORK ASSIGMENT Homework: assigned reading for next class session Operations of Financial Statements HOURS 3 Hours | assigned reading for next class session Operations of Financial Statements |
13) | • Opearations of Financial Statements • Legal Framework of Balance Sheet & Profit & Loss Statement • Accounting Standards and IFRS • Announcement of Financials and ethical standards to comply with • Analysis of Financial Tables by major ratios • Audit report | Study section for Risk Management in Banks |
14) | • Risk Management in Banks & Wrap-up • Market Risk, • Liquidity Risk • Credit Risk, • Operational Risks • Regulatory Risks • Compliance HOURS 3 Hours | Prepare for Final Exam |
15) | Final Exam | Review course materials |
Course Notes / Textbooks: | Banking Basics, Federal Reserve Bank of Boston, 11/2011 ISBN: 18004091333Mater Course Material of Dr. Bulent Günceler, Will be provided during lectures ( at University Learning System OLEARN) |
References: | • Regulations published by Banking Regulation & Supervision Agency www.bddk.gov.tr • Regulations Published by Central Bank of Turkey www.tcmb.gov.tr • Bank Ethical Rules published by Turkish Bankers Association www.tbb.org.tr • Other Regultions published by various regulatory bodies • Presentation Slides Prepared by the instructor |
Learning Outcomes | 1 |
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Program Outcomes | ||||||
1) To gain basic knowledge about the basic functions in the field of business administration and to apply them in real life | ||||||
2) To use scientific research methods and technology in decision processes of business | ||||||
3) Evaluating the effects of political, legal, geographical, economic and technological factors on the competitive structure of the business area with team work and finding the necessary solutions | ||||||
4) To be aware of current issues in the field of business and to gain sensitivity to problems | ||||||
5) Transmission of written documents such as reports, printouts, internal correspondence orally in an effective manner | ||||||
6) Defining and analyzing the problem by forming a team within the framework of professional expertise and conceptual knowledge and using leadership qualities | ||||||
7) To be able to relate to other areas of business administration, to be aware of global and social ethical norms |
No Effect | 1 Lowest | 2 Low | 3 Average | 4 High | 5 Highest |
Program Outcomes | Level of Contribution | |
1) | To gain basic knowledge about the basic functions in the field of business administration and to apply them in real life | |
2) | To use scientific research methods and technology in decision processes of business | |
3) | Evaluating the effects of political, legal, geographical, economic and technological factors on the competitive structure of the business area with team work and finding the necessary solutions | |
4) | To be aware of current issues in the field of business and to gain sensitivity to problems | |
5) | Transmission of written documents such as reports, printouts, internal correspondence orally in an effective manner | |
6) | Defining and analyzing the problem by forming a team within the framework of professional expertise and conceptual knowledge and using leadership qualities | |
7) | To be able to relate to other areas of business administration, to be aware of global and social ethical norms |
Expression | |
Individual study and homework | |
Lab | |
Homework | |
Case Study |
Written Exam (Open-ended questions, multiple choice, true-false, matching, fill in the blanks, sequencing) | |
Individual Project |
Semester Requirements | Number of Activities | Level of Contribution |
Midterms | 1 | % 40 |
Final | 1 | % 60 |
total | % 100 | |
PERCENTAGE OF SEMESTER WORK | % 40 | |
PERCENTAGE OF FINAL WORK | % 60 | |
total | % 100 |
Activities | Number of Activities | Workload |
Course Hours | 15 | 45 |
Study Hours Out of Class | 16 | 64 |
Project | 1 | 12 |
Homework Assignments | 4 | 12 |
Quizzes | 4 | 8 |
Midterms | 1 | 15 |
Final | 1 | 22 |
Total Workload | 178 |