Food Engineering (English) | |||||
Bachelor | TR-NQF-HE: Level 6 | QF-EHEA: First Cycle | EQF-LLL: Level 6 |
Course Code: | FNCE401 | ||||||||
Course Name: | Global Banking Operations | ||||||||
Course Semester: | Fall | ||||||||
Course Credits: |
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Language of instruction: | EN | ||||||||
Course Requisites: | |||||||||
Does the Course Require Work Experience?: | No | ||||||||
Type of course: | Compulsory | ||||||||
Course Level: |
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Mode of Delivery: | Face to face | ||||||||
Course Coordinator : | Assoc. Prof. BÜLENT GÜNCELER | ||||||||
Course Lecturer(s): |
Assoc. Prof. BÜLENT GÜNCELER |
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Course Assistants: |
Course Objectives: | The objective of this course is to introduce students with the concepts in applied structure such as banking system and commercial banks; regulators and organization structure in banks; basic bank operation terms; bank accounting structure; fields of activity in banking; correspondent banking; deposits; loans; funds transfers; check processing and clearing; funds management; FX transactions; capital market transactions; foreign trade operations; internet and mobile banking. |
Course Content: | • Definitions of Functions in a bank • Fields of Activity in a bank • Introduction to Banking Law • Purpose of Law • Definitions • Fields of Activity • Corporate Governance • Business Ethics in Banks’ Processing Environment Document analysis Chapter II - Functional Differences between departments & Ethical Rules Document – Banking Ethical Rules (published by Turkish Bankers Association ) Chapter III • Understanding functional differences between Operations, Marketing & Controls • Discussion on qualifications of Board of Directors, CEO and Deputy General Managers and segregation of duties in the bank. • General Information about Functional Structure of Commercial Banks • Marketing • Treasury • Operations • Risk Management • Audit • Support Units Chapter III Account Opening • Account Opening - I • Understanding types of accounts and operations of account opening • Account Opening Documentation • Loan Accounts • Bank & Cash Accounts • Securities • Deposit Accounts , • General Accounts for Accounting Purpose • Understanding types of accounts and operations of account opening • Demand Deposits, • Time Deposits, • Repo Accounts • Nostro Accounts and • Account Reconciliation Chapter IV - Loans • Loan Processing - I • Policies & Procedures of Loan Processing • Definition of Loans • Legal Framework • Individual Loans • SME Loans • Corporate Loans • Loan Processing - II • Policies & Procedures of Loan Processing • International Borrowings • Non-cash Loans • Guarantee Letters • Foreign Trade Loans Chapter V - Funds Transfer • Funds Transfers • How to effect operations of transfers • Description of Funds Transfers • AML (Anti-money Laundering) Issues , Suspicious Transactions and functions of MASAK organization in AML concerns. • Transfer Instructions • EFT System, • Central Bank Functions at EFT • SWIFT System • Checks and Collections • Clearing System Chapter VI - Card Operations • Basics of Credit Card Operations - I • Types and Legal Framework • Credit Card regulations • Types of Credit Cards • Limitations Chapter VI - Controls at Card Operations • Risks and Controls • Operational rules Chapter VII - Other Bank Operations and Banking Services • Operations of Other Banking Services - I • General Accounts, • Sundry Accounts, • Fixed Assets, • Accruals, • Provisions, • Equity and Capital Accounting • Profit & Loss Statement Operations • Definition of Profit & Loss • Interest Income Operations • Interest Expense Operations • Non- Interest Income Operations • Non-interest Expense Operations • Exchange Gains & Losses • Revaluation of FX Accounts Chapter VIII Financial Statements • Operations of Financial Statements • Legal Framework of Balance Sheet & Profit & Loss Statement • Accounting Standards and IFRS • Announcement of Financials and ethical standards to comply with • Analysis of Financial Tables by major ratios • Audit report Chapter IX Risk Management & Internal Systems • Risk Management in Banks & Wrap-up • Market Risk, • Liquidity Risk • Credit Risk, • Operational Risks • Regulatory Risks • Compliance |
The students who have succeeded in this course;
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Week | Subject | Related Preparation |
1) | Introduce the course to the students • Explain meaning of Bank Operations • Introduce universal banking products and services • Clarify difference between Operations and other units • Go over Syllabus • Discuss outline from major topics | Review the Syllabus |
1) | ||
2) | • Definitions of Functions in a bank • Fields of Activity in a bank • Introduction to Banking Law • Purpose of Law • Definitions • Fields of Activity • Corporate Governance • Business Ethics in Banks’ Processing Environment | assigned reading for next class session Chapter II - Functional Differences between departments Document – Banking Ethical Rules (published by Turkish Bankers Association ) |
3) | • Understanding functional differences between Operations, Marketing & Controls • Discussion on qualifications of Board of Directors, CEO and Deputy General Managers and segregation of duties in the bank. • Banking Ethical Rules Announced by Turkish Bankers Association • General Information about Functional Structure of Commercial Banks • Marketing • Treasury • Operations • Risk Management • Audit • Support Units | assigned reading for next class session Chapter III Account Opening |
4) | Account Opening - I • Understanding types of accounts and operations of account opening • Account Opening Documentation • Loan Accounts • Bank & Cash Accounts • Securities • Deposit Accounts , • General Accounts for Accounting Purpose | Will continue to Account Opening study the remaining items |
5) | • Account Opening - II • Understanding types of accounts and operations of account opening • Demand Deposits, • Time Deposits, • Repo Accounts • Nostro Accounts and • Account Reconciliation | assigned reading for next class session |
6) | • Loan Processing - I • Policies & Procedures of Loan Processing • Definition of Loans • Legal Framework • Individual Loans • SME Loans • Corporate Loans | assigned reading for next class session ( Other Loans ) |
7) | • Loan Processing - II • Policies & Procedures of Loan Processing • International Borrowings • Non-cash Loans • Guarantee Letters • Foreign Trade Loans | Homework: Study for Mid-term exam |
8) | • MID-TERM Exam | Study to next week session |
9) | • Funds Transfers • How to effect operations of transfers • Description of Funds Transfers • AML (Anti-money Laundering) Issues , Suspicious Transactions and functions of MASAK organization in AML concerns. • Transfer Instructions • EFT System, • Central Bank Functions at EFT • SWIFT System • Checks and Collections • Clearing System | assigned reading for next class session Credit Card Operations |
10) | • Basics of Credit Card Operations - I • Types and Legal Framework • Credit Card regulations • Types of Credit Cards • Limitations • Risks and Controls • Operational rules | assigned reading for next class session (General Accounts, Sundry Accounts, Provisions, Fixed Assets, Equity) |
11) | • Operations of Other Banking Services - I • General Accounts, • Sundry Accounts, • Fixed Assets, • Accruals, • Provisions, • Equity and Capital Accounting | assigned reading for next class session Profit & Loss Statement Operations |
12) | • Operations of Other Banking Services - II • Profit & Loss Statement Operations • Definition of Profit & Loss • Interest Income Operations • Interest Expense Operations • Non- Interest Income Operations • Non-interest Expense Operations • Exchange Gains & Losses • Revaluation of FX Accounts LEARNING ACTIVITIES Class Presentation Case studies OUT OF CLASS WORK ASSIGMENT Homework: assigned reading for next class session Operations of Financial Statements HOURS 3 Hours | assigned reading for next class session Operations of Financial Statements |
13) | • Opearations of Financial Statements • Legal Framework of Balance Sheet & Profit & Loss Statement • Accounting Standards and IFRS • Announcement of Financials and ethical standards to comply with • Analysis of Financial Tables by major ratios • Audit report | Study section for Risk Management in Banks |
14) | • Risk Management in Banks & Wrap-up • Market Risk, • Liquidity Risk • Credit Risk, • Operational Risks • Regulatory Risks • Compliance HOURS 3 Hours | Prepare for Final Exam |
15) | Final Exam | Review course materials |
Course Notes / Textbooks: | Banking Basics, Federal Reserve Bank of Boston, 11/2011 ISBN: 18004091333Mater Course Material of Dr. Bulent Günceler, Will be provided during lectures ( at University Learning System OLEARN) |
References: | • Regulations published by Banking Regulation & Supervision Agency www.bddk.gov.tr • Regulations Published by Central Bank of Turkey www.tcmb.gov.tr • Bank Ethical Rules published by Turkish Bankers Association www.tbb.org.tr • Other Regultions published by various regulatory bodies • Presentation Slides Prepared by the instructor |
Learning Outcomes | 1 |
2 |
3 |
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Program Outcomes | ||||||||||||||||||||||
1) Has sufficient background in mathematics, science and engineering related fields. | ||||||||||||||||||||||
2) Uses the theoretical and practical knowledge in mathematics, science and their fields together for engineering solutions. | ||||||||||||||||||||||
3) Identifies, formulates and solves engineering problems, selects and applies appropriate analytical methods and modeling techniques for this purpose. | ||||||||||||||||||||||
4) Analyze a system, system component or process and design it under realistic constraints to meet desired requirements; apply modern design methods accordingly. | ||||||||||||||||||||||
5) Selects and uses the modern techniques and tools necessary for engineering applications. | ||||||||||||||||||||||
6) Design experiments, conduct experiments, collect data, analyze and interpret results. | ||||||||||||||||||||||
7) Works individually and in multi-disciplinary teams. | ||||||||||||||||||||||
8) Accesses information and conducts resource research for this purpose, uses databases and other information sources. | ||||||||||||||||||||||
9) Accesses information and conducts resource research for this purpose, uses databases and other information sources. | ||||||||||||||||||||||
10) Accesses information and conducts resource research for this purpose, uses databases and other information sources. | ||||||||||||||||||||||
11) Uses the theoretical and practical knowledge in mathematics, science and their fields together for engineering solutions. | ||||||||||||||||||||||
12) Identifies, formulates and solves engineering problems, selects and applies appropriate analytical methods and modeling techniques for this purpose. | ||||||||||||||||||||||
13) Analyze a system, system component or process and design it under realistic constraints to meet desired requirements; apply modern design methods accordingly. | ||||||||||||||||||||||
14) Selects and uses the modern techniques and tools necessary for engineering applications. | ||||||||||||||||||||||
15) Works individually and in multi-disciplinary teams | ||||||||||||||||||||||
16) Uses information and communication technologies together with computer software required by the field at least Advanced Level of European Computer Skills License. | ||||||||||||||||||||||
17) Communicate effectively verbally and in writing; use a foreign language at least at level B1 of the European Language Portfolio. | ||||||||||||||||||||||
18) Communicates using technical drawing. | ||||||||||||||||||||||
19) Accesses information and conducts resource research for this purpose, uses databases and other information sources. | ||||||||||||||||||||||
20) Becomes aware of the universal and social effects of engineering solutions and applications; entrepreneurship and innovation and have knowledge about the problems of the age. | ||||||||||||||||||||||
21) Has professional and ethical responsibility. | ||||||||||||||||||||||
22) Have awareness of project management, workplace practices, employee health, environmental and occupational safety; the legal consequences of engineering applications. | ||||||||||||||||||||||
23) Demonstrates awareness of the universal and social impact of engineering solutions and applications; is aware of entrepreneurship and innovation and has knowledge about the problems of the age. |
No Effect | 1 Lowest | 2 Low | 3 Average | 4 High | 5 Highest |
Program Outcomes | Level of Contribution | |
1) | Has sufficient background in mathematics, science and engineering related fields. | |
2) | Uses the theoretical and practical knowledge in mathematics, science and their fields together for engineering solutions. | |
3) | Identifies, formulates and solves engineering problems, selects and applies appropriate analytical methods and modeling techniques for this purpose. | |
4) | Analyze a system, system component or process and design it under realistic constraints to meet desired requirements; apply modern design methods accordingly. | |
5) | Selects and uses the modern techniques and tools necessary for engineering applications. | |
6) | Design experiments, conduct experiments, collect data, analyze and interpret results. | |
7) | Works individually and in multi-disciplinary teams. | |
8) | Accesses information and conducts resource research for this purpose, uses databases and other information sources. | |
9) | Accesses information and conducts resource research for this purpose, uses databases and other information sources. | |
10) | Accesses information and conducts resource research for this purpose, uses databases and other information sources. | |
11) | Uses the theoretical and practical knowledge in mathematics, science and their fields together for engineering solutions. | |
12) | Identifies, formulates and solves engineering problems, selects and applies appropriate analytical methods and modeling techniques for this purpose. | |
13) | Analyze a system, system component or process and design it under realistic constraints to meet desired requirements; apply modern design methods accordingly. | |
14) | Selects and uses the modern techniques and tools necessary for engineering applications. | |
15) | Works individually and in multi-disciplinary teams | |
16) | Uses information and communication technologies together with computer software required by the field at least Advanced Level of European Computer Skills License. | |
17) | Communicate effectively verbally and in writing; use a foreign language at least at level B1 of the European Language Portfolio. | |
18) | Communicates using technical drawing. | |
19) | Accesses information and conducts resource research for this purpose, uses databases and other information sources. | |
20) | Becomes aware of the universal and social effects of engineering solutions and applications; entrepreneurship and innovation and have knowledge about the problems of the age. | |
21) | Has professional and ethical responsibility. | |
22) | Have awareness of project management, workplace practices, employee health, environmental and occupational safety; the legal consequences of engineering applications. | |
23) | Demonstrates awareness of the universal and social impact of engineering solutions and applications; is aware of entrepreneurship and innovation and has knowledge about the problems of the age. |
Expression | |
Individual study and homework | |
Lab | |
Homework | |
Case Study |
Written Exam (Open-ended questions, multiple choice, true-false, matching, fill in the blanks, sequencing) | |
Individual Project |
Semester Requirements | Number of Activities | Level of Contribution |
Midterms | 1 | % 40 |
Final | 1 | % 60 |
total | % 100 | |
PERCENTAGE OF SEMESTER WORK | % 40 | |
PERCENTAGE OF FINAL WORK | % 60 | |
total | % 100 |
Activities | Number of Activities | Workload |
Course Hours | 15 | 45 |
Study Hours Out of Class | 16 | 64 |
Project | 1 | 12 |
Homework Assignments | 4 | 12 |
Quizzes | 4 | 8 |
Midterms | 1 | 15 |
Final | 1 | 22 |
Total Workload | 178 |